Ameriquest Credit Card Review

While doing some research to find a topic that would interest my readers, I noticed that many people were searching for Ameriquest credit card information. In order to produce this article I tried searching myself. At first glance the Ameriquest Mortgage Company website gave no indication that their company offered credit cards.

I decided to give Ameriquest a call to find out whether or not they offered credit cards. About midway down the contact us page there was a website address and telephone number for people who had questions relating to the Ameriquest Platinum MasterCard. On clicking the link for the relevant website, I landed on a page that requested my user name and password in order to access a secure account management system. This was of no use.

I returned to Google and did some more research using the term ‘Ameriquest Platinum MasterCard’, this time there was more success. This is what I found.

The Ameriquest MasterCard application website was powered by HSBC. The terms and conditions of the credit card offer stated the ‘we’ and ‘us’ refers to HSBC Nevada, so there is some affiliation between these two companies. HSBC it seems provides the administrative and processing services for the Ameriquest credit card.

The following are the features of the Ameriquest Platinum MasterCard:

The Ameriquest credit card offers a 0% Fixed APR for 5 months on purchases, followed by 12.99% or 17.99% variable.

There is no annual fee, but if you decide to transfer a balance to this card, a 3% fee would apply. Other fees include $29 each time you withdraw cash from your credit account and $39 whenever you make a late payment or exceed your credit limit.

With the Ameriquest credit card you can earn rewards on purchases and balance transfers. You can also redeem your Ameriquest Rewards for rebates on your next loan from Ameriquest. You cannot use your rewards to pay off your credit card balance or to offset mortgage closing fees.

There isn’t much you can do with your Ameriquest rewards and the introductory period for the 0% APR is one of the lowest in the industry.

There is nothing that stands out about this card, it is average and there are certainly many other rewards credit cards that are superior to the Ameriquest credit card in terms of the benefits they provide.

If you are interested in transferring your credit card balance and want to choose the best card, then I suggest you look around for balance transfer credit cards with longer introductory periods. There are even some cards that combine great rewards with longer 0% balance transfer periods.

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Ameriquest Credit Card Review