Bank One Credit Card Review
So, you’re
searching for a Bank One credit card. If you didn’t find any good results, then
don’t worry, in this article I’ll go through all the offers this company
provides. But just so you know, if you try searching Credit Bank One credit
card, your results would be a lot more fruitful.
Credit Bank
One is the full name of the company that provides the card you are looking for.
However as the card is more commonly known as the Bank One credit card, I’ll
stick with this name throughout this article.
So here we
go.
What Can
You Expect From The Bank One Credit Card?
There are
five credit cards offered by Credit Bank One. I wish I could tell you that they
were all distinct and unique when it comes to the benefits, but that just would
not be an accurate statement. As you read on you’ll see what I mean.
Let’s look at
each card in turn. Firstly up for review is the …..
The Visa® Black Card
This card
comes with an APR of 23.90% p.a. A minimum credit line of $200 and an
annual fee of $69 (billed at $5.75 per month).
Main Benefits
- Automatic credit line
increase reviews
- Max credit lime up to
$1,000
- Full fraud protection
- Extra buying power
- Monthly updates to all
major credit bureaus
Additional benefits
- Travel Accident
Insurance
- Auto Rental Collision
Damage Waiver
This card is ideal if you are trying to rebuild your credit history.
Another useful card for
building your credit profile is the Bank One Visa®
Platinum.
The
main benefits of this card are identical to the Black card, infact it seems as
if everything is the same including the rate and credit lines. The only
difference I could see is the color.
If
you can spot any other major difference, you’d have to let me know.
Once you get pass the first two cards in the Bank One credit card range you
enter the Extra Value-Added Features category.
Guess what, there is another Visa® Platinum card in this section which
could be very confusing. Why couldn’t they name it something else? Anyway the
main difference this card offers is that it gives you a free online monthly
credit score… that’s it.
Not
much to shout about is it.
The Platinum MasterCard® is the next
card in the Extra Value-Added Features range. Sure enough, there is no
difference in terms of the main benefits. Where this card differs is in the
additional benefits.
For
your additional benefit you can look forward to:
- Master RoadAssist®
Service and
- Extended Warranty
Coverage
Again, the APR, annual fee,
credit lines etc. are all the same.
The final Bank One credit
card is the Pete Rose MasterCard®.
If you were hoping for a
major difference in this card, then you’ll be disappointed. To be fair you do
get a limited-edition card featuring Pete Rose on it. In addition you have free
24-Hour online account access which has not been listed on any of the previous
cards, so this is a plus.
That is the only difference
with this card I’m afraid.
The Bank One credit card
range is a bit disappointing when it comes to variety, but that does not mean
that what they do offer is not good.
I recommend that you look
around the market and see what other
credit cards offers are available.
|
