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Discover Credit Card Account Information

If you are searching for Discover credit card account information there are many options on the market depending on where you look.  Discover has a credit card for most circumstances and credit histories. 

If you have squeaky clean credit, then the Discover Platinum Clear credit card and cards on this end of the range would suit you.  For those interested in benefiting from gas rebates, then Discover has a gas credit card that would be suitable to you.  It all depends on what you want out of your credit card.

Where Can You Use Your Discover Card?

In forums such as Yahoo Answers, consumers have stated that they are limited in where they can use their Discover credit card

Upon checking the website, Discover indicates you can use your credit card wherever you see the Discover Network Sign.   They go on to state that your card would be acceptable in the following places outside of America: Canada, Central America, Mexico, the Caribbean and China.

On Discover’s Main website you can choose a Discover credit card account from 4 main options.  They are the following:

Discover Platinum card

Discover Gas card

Discover Miles card

Discover Student card

The table below shows a comparison of two of the more popular Discover credit cards from the main website.

 

DISCOVER PLATINUM

DISCOVER MILES CARD

Primary
Benefit

Full 5% Cashback Bonus on Get More purchases in popular categories all year.

Earn 1 Mile for every $1, plus 12,000 Bonus Miles

Purchase Intro APR*

0.00%

0.00%

Purchase Intro Period*

12 months

12 months

Balance
Transfer Intro APR*

0.00%

0.00%

Balance
Transfer Intro Period*

12 months

12 months

Annual Fee

N/A

N/A

Interest Rate (APR)*

Between 10.99% and 17.99%
Variable

Between 10.99% and 17.99%
Variable

Rewards Program*

Full 5% Cashback Bonus on Get More purchases; and up to 1% Cashback Bonus on all your other purchases.

Earn 1 Mile for every $1 in purchases

Max Credit Line

$50,000

$50,000

Travel, Accidental
Death Insurance

$500,000

$500,000

Auto Rental, Insurance Coverage

$25,000

$25,000

When selecting which Discover credit card account you would like to start, you can choose your own design from 150 options. Once you are an account holder you would be able to manage your account online as part of the service offered.

There is a credit card comparison tool on the Discover website that makes it easier for you to choose the card that is right for you.  For some reason Discover does not display information about all the various cards they offer.  There are at least three additional Discover cards that are not mentioned.  

If you are not satisfied with the credit cards listed on the Discover website or they do not cater to your needs in some way, you can view all the Discover credit cards here.  You would be able to browse various Discover card options in categories such as business, sealife and student to name a few.

Don’t limit yourself to just the cards on the Discover website, look around and compare all the cards that are available from Discover. Only when you have compared all the different Discover credit card accounts would you be able to make an informed decision on which card is best for you.


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