The Evolution of the MBNA Credit Card
Are you searching for an MBNA credit card? Well you’re not going to
find one that easily. This is because the Bank of America and MBNA
have merged. What you now have is one set of branded credit cards
under the Bank of America (BOA) label.
Since you are looking to apply for a new MBNA credit card account,
let me tell you, you’ll be spoilt for choice. As a result of the
merger you have literally hundreds of credit card options to choose
from.
How To Get Started
Firstly you must visit the
BOA website and go to the credit card section. The first thing
I noticed is that you can choose from over 400 credit cards, talk
about options. You are sure to find a card that would suit your
needs.
What Offers Are
Available
It would take a long time to write about 400 cards and I am sure you
won’t stick around to read my article if it was that long. So let’s
meet in the middle.
I
don’t know the type of credit cards you’re after or your credit
rating for that matter. So I will give you a brief overview of what
the BOA offers. Sounds fair? Ok. Let’s get started.
Bad Credit Credit
Cards
There is one secured visa card in this category which offers you an
APR of 19.24% and an annual fee of $29. You can deposit between
$300 and $10,000 and even benefit from a 4% Cashback on purchases.
This is not a bad offer at all.
If this is not what you’re looking for, you can always compare other
Prepaid Credit Cards on the market.
Cool Cash Back Credit
Cards
The four cash back cards in this category are pretty standard. They
are listed as the
- Cash Rewards
Master Card
- WorldPoints™
Master Card
- Financial
Rewards™ Visa and the
- Money Return
Visa
The rewards and
benefits vary from card to card, so you’ll have to check each one to
see which one you prefer. The typical APR ranges from 5.99% to
15.99% and each card has a 0% introductory rate for 12 billing
cycles.
At this point
you can still compare the total market for
Rewards Credit Cards before making your final decision.
Anyone for
Airline Credit Cards?
BOA offers a
pretty good range of cards in this category:
- US Airways®
Visa Signature
-
Alaska Airlines
Visa Signature
- Hawaiian
Airlines® Visa Platinum
- Asiana
Airlines Visa Platinum Plus
- Mexicana®
Airlines Visa Platinum Plus
These cards are typical of your airline credit cards and whether or
not you consider any of them valuable depends on what kind of
rewards you prefer.
Some cards carry hefty annual fees. Others give you two rewards per
dollar spent.
To see how the BOA cards stacks up in the market compare other
Airline credit cards as well.
Sports Credit Cards
What’s your game, who’s your favourite team? See if your preference
is on the list.
For you sports fans choose a credit card from the following offers:
The whole idea of the BOA/MBNA merger is to give you options, now
you can choose from cards in the above list or from the following
categories:
For a full list of all the credit cards visit the
Bank of America website.
As always, don’t forget to shop around and
compare credit card offers before making the final
decision.
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