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If you are searching for
Discover credit card account information there are many options on the market
depending on where you look. Discover has a credit card for most circumstances
and credit histories.
If you have squeaky clean
credit, then the
Discover Platinum Clear credit card and cards on this end of the range would
suit you. For those interested in benefiting from gas rebates, then Discover
has a gas credit card that would be suitable to you. It all depends on what you
want out of your credit card.
Where Can You Use Your
Discover Card?
In forums such as Yahoo
Answers, consumers have stated that they are limited in where they can use their
Discover credit card.
Upon checking the website,
Discover indicates you can use your credit card wherever you see the Discover
Network Sign. They go on to state that your card would be acceptable in the
following places outside of America: Canada,
Central America, Mexico, the
Caribbean and China.
On Discover’s Main website
you can choose a Discover credit card account from 4 main options. They are the
following:
Discover Platinum card
Discover Gas card
Discover Miles card
Discover Student card
The table below shows a
comparison of two of the more popular Discover credit cards from the main
website.
|
|
DISCOVER PLATINUM |
DISCOVER MILES CARD |
|
Primary
Benefit |
Full 5% Cashback Bonus
on Get More purchases in popular categories all year. |
Earn 1
Mile for every $1, plus 12,000 Bonus Miles |
|
Purchase Intro APR* |
0.00% |
0.00% |
|
Purchase Intro
Period* |
12 months |
12
months |
|
Balance
Transfer Intro APR* |
0.00% |
0.00% |
|
Balance
Transfer Intro Period* |
12 months |
12
months |
|
Annual Fee |
N/A |
N/A |
|
Interest Rate (APR)* |
Between 10.99% and
17.99%
Variable |
Between 10.99% and 17.99%
Variable |
|
Rewards Program* |
Full 5% Cashback Bonus
on Get More purchases; and up to 1% Cashback Bonus on all your other
purchases. |
Earn 1
Mile for every $1 in purchases |
|
Max Credit Line
|
$50,000 |
$50,000 |
|
Travel, Accidental
Death Insurance |
$500,000 |
$500,000 |
|
Auto Rental,
Insurance Coverage |
$25,000 |
$25,000 |
When selecting which
Discover credit card account you would like to start, you can choose your own
design from 150 options. Once you are an account holder you would be able to
manage your account online as part of the service offered.
There is a credit card
comparison tool on the Discover website that makes it easier for you to choose
the card that is right for you. For some reason Discover does not display
information about all the various cards they offer. There are at least three
additional Discover cards that are not mentioned.
If you are not satisfied
with the credit cards listed on the Discover website or they do not cater to
your needs in some way, you can view all
the
Discover credit cards here. You would be able to browse various
Discover card options in categories such as business, sealife and student to
name a few.
Don’t limit yourself to
just the cards on the Discover website, look around and compare all the cards
that are available from Discover. Only when you have compared all the different
Discover credit card accounts would you be able to make an informed decision on
which card is best for you.
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