Apply For A Credit Card Now
   
   
   
   

Credit Card Offers > Credit Card Articles > Shell Credit Card Review

Join the eCreditAdvisor Newsletter and get the latest credit tips straight to your email for FREE:
Your Name:
Your Email:
Shell Credit Card Review
 

How would you like to save on your fuel bills just by using your credit card? Sounds good? Then let me introduce you the Shell credit card collection.

Shell offers four different cards in two main categories. There are two cards which are personal credit cards and two which are business credit cards

All the Shell cards have roughly the same standard benefits as other major gas credit cards but the package is still worth looking into. Every now and again Shell has special promotions like double earnings, so depending on when you apply for your Shell credit card; you could end up with a pretty good deal.

What’s on Offer

Shell Personal Credit Cards

The personal cards offered by Shell are the Shell card and the Select member card.

Both have similar benefits which are:

• Full protection against unauthorized transactions

• Online account access and management at no extra cost

• Enjoy flexible payment terms

• Although a fee is charged, you can use your cards at ATMs

• Be confident that your card would be accepted at thousands of locations

• For added convenience, you can pay the pump

Here are the differentiating features of both cards.

Shell Card

Shell Select Member Card

Annual Fee

None

$25

APR

22.74%

22.74%

Cash Back on Hotels and Motels

None

10%

Cash back on Airlines and Rentals

None

5%

Emergency Cash Benefit

None

$1000

Travel Reservations Services

None

Yes

As you can see for an extra $25 per annum the benefits you receive are well worth it especially if you travel a lot.

The more you use your Shell credit card, the more chances you have to take advantage of the select benefits. In no time you’ll be sure to recoup your annual fee many times over.

Shell Business Credit Cards

Designed with businesses in mind, the Shell business cards help companies manage their fleet of vehicles more efficiently. The main aim is to save money by controlling expenses.

The cards are called the Fleet credit card and the Fleet Plus. Both cards share the following benefits:

• Online account management at any time with no additional cost

• Pay at the pump convenience

• Flexible payment terms is an option that can be used

• The Shell business cards are accepted at thousands locations

Below are the differentiating benefits of both business cards

Shell Fleet Credit Card

Shell Fleet Plus Card

Annual Fee

None

No info given

APR

22.49%

None

Option to Revolve

Yes

Sorry

Fuel Discounts

Sorry

1.5% – 3%

Assigned Card Per Driver

Yes

Yes

Detailed Monthly Transactions

Yes

Yes

Fuel and Oil Only

No

Yes

Security of assigned
Driver ID Numbers

Sorry

Yes

Fuel only

Yes

yes

Spending Restrictions

None

None

The Shell business cards are very useful for fleet management and there are two reasons why your drivers would love then too:

  • They won’t have to complete any fuel/vehicle reports
  • There are car washes and/or food marts for use at most locations

So that’s about all that the Shell credit card gives you. It is not the best on the market, but by no means could it be classed as poor.

If you still want to shop around for gas credit cards, then feel free to do so. The more information you have the better.

By shopping around you can find offers that are more suited to your needs. Benefits include double gas rebates and cash back bonuses, unlimited rewards and so much more.

Explore what is out there, don’t limit your options to just the Shell cards.


Author: Jenniel Taylor-Samuel Posted: 2007-10-01
 
 

©2007-2008 All Rights Reserved. | Credit Card Site Privacy Policy

Sitemap | Credit Card Articles