Are you searching for an MBNA credit card? Well you’re not going to find one that easily. This is because the Bank of America and MBNA have merged. What you now have is one set of branded credit cards under the Bank of America (BOA) label.

Since you are looking to apply for a new MBNA credit card account, let me tell you, you’ll be spoilt for choice. As a result of the merger you have literally hundreds of credit card options to choose from.

How To Get Started

Firstly you must visit the BOA website and go to the credit card section. The first thing I noticed is that you can choose from over 400 credit cards, talk about options. You are sure to find a card that would suit your needs.

What Offers Are Available

It would take a long time to write about 400 cards and I am sure you won’t stick around to read my article if it was that long. So let’s meet in the middle.

I don’t know the type of credit cards you’re after or your credit rating for that matter. So I will give you a brief overview of what the BOA offers. Sounds fair? Ok. Let’s get started.

Bad Credit Credit Cards

There is one secured visa card in this category which offers you an APR of 19.24% and an annual fee of $29. You can deposit between $300 and $10,000 and even benefit from a 4% Cashback on purchases. This is not a bad offer at all.

If this is not what you’re looking for, you can always compare other Prepaid Credit Cards on the market.

Cool Cash Back Credit Cards

The four cash back cards in this category are pretty standard. They are listed as the

• Cash Rewards Master Card
• WorldPoints™ Master Card
• Financial Rewards™ Visa and the
• Money Return Visa

The rewards and benefits vary from card to card, so you’ll have to check each one to see which one you prefer. The typical APR ranges from 5.99% to 15.99% and each card has a 0% introductory rate for 12 billing cycles.

At this point you can still compare the total market for Rewards Credit Cards before making your final decision.

Anyone for Airline Credit Cards?

BOA offers a pretty good range of cards in this category:

• US Airways^® Visa Signature
• Alaska Airlines Visa Signature
• Hawaiian Airlines^® Visa Platinum
• Asiana Airlines Visa Platinum Plus
• Mexicana^® Airlines Visa Platinum Plus

These cards are typical of your airline credit cards and whether or not you consider any of them valuable depends on what kind of rewards you prefer.

Some cards carry hefty annual fees. Others give you two rewards per dollar spent.

To see how the BOA cards stacks up in the market compare other Airline credit cards as well.

Sports Credit Cards

What’s your game, who’s your favourite team? See if your preference is on the list.

For you sports fans choose a credit card from the following offers:

• Major League Baseball
• National Football League
• National Hockey League
• NASCAR
• Motorsports
• Golf

The whole idea of the BOA/MBNA merger is to give you options, now you can choose from cards in the above list or from the following categories:

• Everyday Cards – like I love NY cards, or student credit cards
• Outdoors & Recreation – such as ducks, horses, Kentucky derby etc.
• Charitable Causes – e.g. Habitat for humanity, Defenders of Wildlife and American Diabetes Association.
• Entertainment – Opera and Star Trek

For a full list of all the credit cards visit the Bank of America website.

As always, don’t forget to shop around and compare credit card offers before making the final decision.