Sears Credit Card Review
The Sears Credit Card is a
great way to earn savings on your household appliances each year.
And because one size does not fit all, Sears offers you three
options to choose from.
Before we go into what makes
each card unique, let’s take a look at the main benefits of the
Sears Credit Cards.
Where You Can Shop
You can use your Sears card
to shop at Sears and Kmart stores and qualify for great deals on top
brands such as Kenmore and Craftsman. The appliances range from
tools to dryers to refrigerators. Basically you should be able to
save on most, if not all, of the household appliances you might use.
Customer Service
You know how sometimes you
need an urgent credit card query answered at 3:00am, but your
provider’s office is closed. Well with the Sears Credit Card that
won’t be a problem. The customer service department is opened 24/7
so you’ll never be left hanging.
Sears Credit Card Options
So what does each card have
to offer? Take a look at the Sears Card first.
- Account Care so your card
is cancelled if you experience job loss, disability, leave
of absence or hospitalization. This is optional so if you want
it, you must apply separately.
- You can also apply for
Life an Health Insurance
- There is no annual fee on
this card which is good
- You’ll have piece of mind
knowing there is $0 liability on all unauthorized purchases.
- If you want to return an
item you purchased but you misplaced the receipt, no problem.
With the Sears card you can still return your item.
- When shopping at Sears
and Kmart stores, if you forgot your card you can still enjoy
shopping using a temporary shopping pass.
- You are entitled to
special financing and product savings as a Sears cardholder
The next card on the list is the Sears Gold
MasterCard. And here is what it offers.
Most of the benefits of the Sears card are
available with the Gold MasterCard. The extra benefits are listed
below.
- On all eligible purchases in the rewards
program, you’ll earn 1 Sears Choice
Rewards point for every dollar you spend. This option is
only available with the Sears Gold MasterCard. Rewards aren’t
limited to appliances however, you can access travel rewards if
you are more into vacations than household goods.
- You’ll be able to use
your card at Kmart, Sears or Lands’ End and wherever you see the
MasterCard sign.
Redeeming your rewards is
very simple, you can either redeem online on in-store for all the
great savings.
The third card in the Sears
range is the Sears Commercial One Card
This card has two options;
you can apply if you are in general business or if you are in
property management. For your convenience, forms can be downloaded
from the Sears website.
The Key Benefits of This
Sears Credit Card
- There is no annual fee to worry about
- You can use the card to easily organize
expense tracking
- All your record keeping is simplified
- Business invoices are itemized for further
detail
- Enjoy the convenience of in-store, fax or
phone ordering
- You enjoy the same savings and benefits on
Kenmore and Craftsman products
The final offering by Sears is the Home
Improvement Account
The idea behind this account is to manage
payment on those larger installed purchases such as heating, air
conditioning or kitchen remodeling. By using this account, you can
keep your credit line on your Sears card free for smaller purchases.
So there you have it, not a bad line up from
Sears. If you need household appliances, then this offer is a
pretty good one.
Hopefully with the information above you can
feel more confident to apply for a Sears Credit Card.
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