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Walmart Credit Card Review
As part of their financial services portfolio, Wal-Mart offers two
credit cards. As the popularity of these credit cards increases,
consumers are searching for them online. Because most of you are
searching for information on these credit cards using the term
Walmart as opposed to the branded name which is Wal-Mart, you will
find these two terms interchanged throughout this article. This was
done to make it easier for you to find the Walmart credit card
information you were searching for.
The first credit card on offer is the Walmart credit card and the
second is the Wal-Mart Discover Credit Card. Both cards are very
similar in the benefits you receive, but there are some differences
worth mentioning.
The benefits common to both Walmart credit cards are listed below:
Accepted at Wal-Mart, SAM'S CLUB and Walmart.com.
Save 3ข per gallon at participating Wal-Mart and SAM's Club gas
stations
No annual fee
$0 fraud liability
Special financing offers
Make in-store payments at any Wal-Mart or SAM'S CLUB register
Choice of payment due date
$20 cash at time of purchase
Additional cards for family members at no extra cost
Great rate for pre-paid AT&T long distance
Secure access to account information at http://www.walmartcreditcard.com
What are the differences between both cards?
The Wal-Mart Credit Card
This is a store branded credit card which can only be used within
the Walmart group and at SAM's Club. SAM's Club is a membership club
which offers services ranging from clothing to check printing to
insurance plans. As a member you can shop online or visit a location
near you.
A notable benefit of the Walmart credit card is the fact that you
can save 3 cents for every gallon of gas purchased at Wal-Mart
locations. This is an independent savings option that cannot be
combined with any other SAM's Club offer. This card would not be the
most suitable if you are searching for savings on gas purchases, so
you might want to check what other gas
credit cards are available from other credit card providers.
The Wal-Mart Discover credit card
This card has some additional benefits that makes it superior to the
Wal-Mart credit card. As an account holder you can earn up to 1%
cash back on all your purchases and your card is accepted wherever
you see the Discoverฎ network sign.
The cash back rate on the Wal-Mart Discover card is standard, but
there are other cash
rebate credit cards that offer the same 1% rebate but come with
additional benefits of up to 5% cash back on popular spending
destinations such as gas stations, restaurants and clothing stores.
If you need to get the maximum cash or gas rebates then search and
compare other credit card offers but if most of your shopping is
done at Wal-Mart, then the Walmart credit card would suit you best.
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